Description: This report series is being informed, in part, by online conversations of the listserv the SOA maintains for its Committee on Post-Retirement Needs and Risks, and the Aging and Retirement Strategic Research Program. The listserv is comprised of professionals involved in retirement security issues from a wide variety of disciplines and perspectives. This report summarizes thoughts and questions raised during the conversation focused on how COVID-19 impacts families and their role in retirement and economic security across generations.

Description: This research report examines the ban of the use of genetic testing information in life insurance mortality.

Description: The Society of Actuaries and the Retirement Income Institute, a project of the Alliance for Lifetime Income, are partnering to explore ideas and thoughts on identifying current and alternative means of achieving and measuring retirement income adequacy. In issuing this call for essays, the organizations aim to gather perspectives, opinions and data on how to advance the state of effective retirement planning to assist individuals, actuaries, financial advisors, employers and other stakeholders.

Description: Investigate from many angles the variety of potential impacts of increasing inflation on actuarial products and services in the insurance and retirement industries.

Description: This report examines the risk associated with the unpredictable variation in utilization and cost of services.

Description: This study would assess the impact of recent patient care innovation(s) on health care and the health insurance industry.

Description: A collection of essays aimed to gather perspectives, opinions and data on how to advance the state of effective retirement planning to assist individuals, actuaries, financial advisors, employers, and other stakeholders.

Description: The Committee on Life Insurance Mortality and Underwriting Surveys of the Society of Actuaries Research Institute sent companies a survey in May of 2019 on mortality improvement practices. Note this survey was completed prior to the onset of COVID-19, so that issue was not addressed in this survey. The purpose of the survey was to examine mortality improvement practices with respect to life insurance and annuity pricing and financial projections in both the U.S. and Canada.

Description: VM-20 represents a major change in how reserves will be computed for new business, including computation of a stochastic reserve, a deterministic reserve and a Net Premium Reserve (NPR). There are optional exclusion tests which, if passed, allow companies to exclude groups of policies from the stochastic calculation and potentially from the deterministic reserve calculation. Because of the availability of the exclusion tests, some have concluded that the most likely policies to be affected by VM-20 are Universal Life with Secondary Guarantees (ULSG) and Competitive Term.

Description: Get access to a wide array of retirement research.